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The first Cash dispenser (automatic teller machine) was installed at a Barclays bank branch in London in 1967 which afterwards gave rise to worldwide use of cash dispensers. Even Though the first pilot model of modern cashpoint appeared before World War II in New-York. People did not want to receive their money through a machine. Currently there are a approximately 1.5 million ATM machines installed all over the world.

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Notes and ruble bonds of the Bank

Russian International Bank proposes for your consideration issues regarding investment of funds into debt instruments of the Banks, specifically, into bonds and notes of the Commercial Bank RIB CJSC.

Bonds of RIB

Russian International Bank actively supports and develops the market of its own bonds by establishing bilateral quotes and conducting REPO transactions.
Parameters of bond issue of the Commercial Bank RIB CJSC:

Number of coupons

5

Coupon yield rate (2–3 period): span>

11% per annum

Date of payment of second coupon:

October 26, 2008

Date of earliest offer:

October 31, 2008

Date of redemption:

April 27, 2009 ãîäà

State registration number:

40103123B

ISIN:

RU000A0JP823


Promissory notes of RIB

Commercial Bank RIB CJSC issues interest-bearing and non interest-bearing notes in currency of the Russian Federation. When placing funds into promissory notes issued by the Russian International Bank investors will receive:
• high income;
• liquid assets;
• opportunity to use promissory notes as subject of pledge when crediting;
• opportunity to finance with REPO transactions;
• opportunity to use promissory notes as settlement and payment instrument with contracting parties including regional banks in several regions of Russia.

Place of promissory note preparation

119034 Moscow, Prechistenka 36, block. 1

Promissory note amounts

As agreed with contracting party

Procedure of secondary circulation

Promissory notes of the Commercial Bank RIB CJSC are actively circulated in over-the-counter market in accordance with international and Russian legislation

Procedure of promissory note payment

Funds are entered to the client’s account to the day

Contacts

Tel: +7 (495) 782-0366

• Kolesnikova Elena - ext. 381
• Adlerberg Vadim - ext. 398
• Shumaev Vyacheslav - ext. 361